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Term
Life
A type of life insurance policy that is not
whole life or
written to cover the whole remainder of the insured's
lifetime, but instead is written to cover only
a period of time. Often that period of time is
a set number of years, such as 1 year, 10 years
or 20 years. At other times, the policy is written
for a term that expires at a specified age, for
example, when the insured turns 65. Contact
us >
Universal Life
A combination of monthly term life
insurance plus possible savings in an arrangement
that provides limited flexibility as to death benefits
and premium payment. Contact
us >
Medical Insurance (individual and group)
Insurance
providing for payment of medical, surgical, and
hospital expenses. Contact
us >
Short Term Medical
A policy period of less than
one year. Contact
us >
Disability Income
A form of coverage which provides
benefits to employees disabled by sickness or accident
not related to employment. An extension of workers
compensation acts in New York, New Jersey, California,
Hawaii, Puerto Rico and Rhode Island. Contact
us >
Long Term Care
Sold either on a group or individual
basis. Pays for nursing home or home health care
costs including room, board and medical expenses. Contact
us >
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